Credit Stories: Saving Your Credit. One Story at a Time.

Three Easy Steps to Get Credit Cards to Hate You

Credit cards have caused a lot of financial heart-aches in this country, and if you’ve recently paid off your balances in full you might be tempted to chop up those cards for good. In fact, most blogs, books and magazines recommend that you do—I’m here to say it’s time to fight back. Using your credit card responsibly is the ultimate way to get back at the credit industry. Here are three easy ways to get credit cards to hate you.

The Danger of Draft Checks

There are some of you out there who are diligent about maintaining a budget, shredding important but dated documents, keeping your check register up-to-date, and checking each transaction on your monthly bank statements. The rest of us, however, tend to write checks assuming there’s enough funds in our account, and when the monthly bank statement comes in the mail we file it away neatly in your file cabinet or throw it away without much more thought.

Title	Author
Three Easy Steps to Get Credit Cards to Hate You	smccracken
The Danger of Draft Checks	smccracken